Privacy Policy

Last Updated: March 31, 2026

10 M Enterprises LLC ("we," "us," "our," or "Company") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, apply for financing, or engage with our services.

1. Information We Collect

We collect information that you provide directly to us, including:

• Personal Information: Name, email address, phone number, business name, and address
• Financial Information: Business revenue, banking information, credit history, tax returns, and financial statements
• Application Data: Funding requests, business plans, and supporting documentation
• Communication Data: Records of correspondence, inquiries, and customer service interactions
• Technical Data: IP address, browser type, operating system, and website usage patterns

2. How We Use Your Information

We use the information we collect to:

• Evaluate and process your funding applications
• Communicate with you about your application, loan status, and account
• Provide customer support and respond to inquiries
• Improve our website, services, and user experience
• Comply with legal and regulatory obligations
• Send marketing communications (with your consent)
• Detect, prevent, and address fraud or security issues

3. Information Sharing and Disclosure

We do not sell, rent, or trade your personal information to third parties. We may share your information in the following circumstances:

• Service Providers: We may share information with third-party vendors who perform services on our behalf (e.g., underwriting, payment processing, credit reporting)
• Legal Requirements: We may disclose information when required by law, court order, or government regulation
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity
• With Your Consent: We may share information with your explicit permission

4. SMS & Text Message Communications

If you opt in to receive SMS or text messages from 10 M Enterprises LLC, the following terms apply:

• Consent: By providing your mobile phone number and opting in, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from 10 M Enterprises LLC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
• Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
• Opt-Out: You may opt out of SMS messages at any time by replying STOP to any message. After you send STOP, we will send you a confirmation message and you will no longer receive messages from us.
• Help: For assistance, reply HELP to any message or contact us at juan@10menterprises.com.
• Rates: Message and data rates may apply. The number of messages you receive will vary based on your interaction with us.
• Not Required: Consent to receive SMS messages is NOT a condition of purchase or service.

Mobile Opt-In Data Protection: We do not share mobile phone numbers, text message content, or opt-in data with third parties for their own marketing purposes. Your mobile information is used solely for the purpose of sending you the messages you have consented to receive.

5. Data Security

We implement reasonable administrative, technical, and physical security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. Financial and application data may be retained for up to seven years as required by applicable regulations.

7. Your Privacy Rights

Depending on your location, you may have the following rights regarding your personal information:

• Access: Request access to the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information (subject to legal retention requirements)
• Opt-Out: Opt out of marketing communications at any time
• Data Portability: Request a copy of your data in a structured, machine-readable format

To exercise any of these rights, please contact us at juan@10menterprises.com.

8. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience on our website, analyze usage patterns, and deliver personalized content. You can control cookie settings through your browser preferences. Disabling cookies may limit some website functionality.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party websites you visit.

10. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete it promptly.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will post the updated policy on this page with a revised "Last Updated" date. Your continued use of our services after any changes constitutes your acceptance of the updated policy.

12. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

10 M Enterprises LLC
20569 Bayshore Dr
Flint, TX 75762
Email: juan@10menterprises.com